Baccarat is a card game that is played in casinos worldwide. It is considered one of the most popular casino games in the world and a good option for high-rollers. It is a very simple game to learn and play.

The game is played by two players: a banker and a player. The goal is to reach nine points without going over. This is done by subtracting ten from the total or dropping the first numeral in the total.

There are three variations of the game: punto banco, baccarat chemin de fer, and baccarat banque (or a deux tableaux). In punto banco, each player has to make decisions based on the cards they have been dealt. In baccarat chemin de fer, the banker has more control over their moves. In baccarat banque, both players have more choices and can choose to bet on either hand.

A baccarat strategy is easy to implement and will increase your win-rate. It involves flat betting and following two pattern trends: zigzag or streak. You can use the results you fill out in your baccarat score sheet to find out which trend is better for you.

When you are a new baccarat player, the best way to increase your win-rate is to bet on the banker’s hand. This is because it has the lowest house edge and the highest payout, which means you have more chances of winning. However, the bank has a 5% commission on this bet, so it’s best to avoid it.